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Ask Anything: Newton, Baxter and Colfax Iowa home buying, real estate listings, and homes for sale in Jasper County, IA

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Closing or Settlement >Closing Paperwork

When you buy a house you are asked to sign an amazing number of documents, especially if you are obtaining a mortgage loan. It is prudent to read all of the papers before signing them, but it may not be practical to do this at the actual closing. There is a way you can read everything first without holding up the closing.

The title company should have the papers ready for your review several days before the closing, but sometimes the lender delivers the paperwork at the last minute. If you insist on reading the fine print on every page, you will probably draw some serious groans from the others at the table. One practical solution is to request copies of all of the standard forms a week before the closing, so that you can read them at your leisure. At the closing you need only to make sure that the information is filled in correctly.

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Q	What does the abbreviation PITI stand for?
A	Principal, Interest, Taxes and Insurance are the four major items included in a monthly mortgage payment.
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Geri Doyle and Caren DeVoe, REALTORŽ, real estate agents and broker for Newton, Baxter and Colfax Iowa home listings, property and land for sale - NUMBER1EXPERT(tm)

Doyle & DeVoe
Doyle & DeVoe-Iowa Realty
1802 S. 12th Ave. W.
Newton, IA 50208
Geri: 641-792-5678
Caren: 641-792-5999
Fax: 641-792-5668
Toll Free: 1-866-792-5656
Geri Doyle: gerid@iowatelecom.net
Caren DeVoe: cdevoe@iowatelecom.net
Geri,CRS, e-Pro, and Caren, Broker Associate, know how important it is to have caring professionals to help you when you're making a move. They give you the one-to-one attention you deserve. Buying or selling a home is an important step for a family. We connect with our clients both on a professional and an emotional level. There are many decisions to be made when purchasing or selling a home. Count on us to keep you informed of the market trends and latest conditions so you can make informed decisions when the time comes.

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