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Let us find you a home! Call us at: 641-792-5678 for Geri, 641-792-5999 for Caren or Toll Free: 866-792-5656.
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Geri Doyle and Caren DeVoe are
some of The Top Selling Real Estate Experts™
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Client Appreciation Party
Iowa Realty hosts a Client Appreciation Party. This year's theme was "The Chuckwagon Roundup". A chuckwagon dinner, ice-cream, and a bouncy house were a few highlights of the evening. Community Parades
Doyle & DeVoe - Iowa Realty take part in three different parades in the community throughout the year. The parades are always a lot of fun and Doyle & DeVoe looks forward to participating in them each year. Thanks With Franks
Each September Newton hosts Thanks With Franks, a community event that allows business owners to serve up a unique hot dog dish to the public. This year Doyle & DeVoe - Iowa Realty served Chuckwagon Dogs. They were delicious. Halloween Walk
Each October Colfax hosts a Halloween Walk. Businesses set up tables and provide special treats to children of all ages dressed in Halloween costumes. This year Doyle & DeVoe served hot chocolate and candy dipped pretzels. The treats were a big hit! Fall Celebration
Doyle & DeVoe - Iowa Realty held a fall celebration in November at the Newton Country Club for clients and fellow business persons. Lighted Parade
Every year Doyle & DeVoe - Iowa Realty participates in the Lighted Parade in downtown Newton. This year they sponsored free horse drawn wagon rides and featured Frosty The Snowman on their float. Santa
Children visited Santa & Frosty at Doyle & DeVoe Iowa Realty and enjoyed free cookies and hot chocolate. Office Trip
Doyle & DeVoe - Iowa Realty has provided an office trip for staff and agents for the past three years. This year the office visited Punta Cana in The Dominican Republic. Great fun was had by all!  
 
Financing Your Home >Mortgage Fears
It is not unusual for home buyers to feel that the lender is being very critical during the loan approval process. The buyer is required to provide all kinds of financial information, and then the lender asks for more. If this is your experience, and the process seems discouraging, remember that none of this is personal!
Some lenders have more stringent requirements than others, but every lender requires a substantial amount of documentation on a mortgage loan. They must verify employment, credit history, and recent financial transactions involving your liquid assets. If your Visa payment was late, they may ask for a letter explaining why. If you are self-employed, they will ask for tax returns from at least three years and probably a year-to-date profit and loss statement.
Government regulations require mortgage companies to document everything. And while the loan officer may know that you are a reliable risk, the underwriters must be able to defend the loan to a federal bank examiner or auditor.
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| Q |
In which 'Oil Sheikdom' of the Far East do the wealthy still choose to live in primitive houses on stilts?
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| A |
Brunei's oil wealth results in no income tax, free education and health services, and cheap housing loans for its average citizen. |
 See More Real Estate Trivia > |
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- NUMBER1EXPERTS™ 
